FIRE Calculator | Financial Independence Retire Early

FIRE 财务自由计算器

This FIRE (Financial Independence, Retire Early) calculator helps you plan your path to financial freedom. Enter your current savings, annual income, expenses, and expected investment returns to see how long it will take to reach financial independence.

FIRE 财务自由计算器帮助您规划通往财务自由的道路。输入您当前的储蓄、年收入、支出和预期投资回报率，了解达到财务独立需要多长时间。

Key Features

Calculate your FIRE number based on the 4% rule or custom withdrawal rates
Visualize your savings growth trajectory over time
Compare different savings rates and their impact on your retirement timeline
Support for multiple currencies and tax scenarios
Adjustable inflation and investment return assumptions

How It Works

The calculator uses standard FIRE methodology: your FIRE number equals your annual expenses multiplied by 25 (based on the 4% safe withdrawal rate). By tracking your savings rate and investment returns, the tool projects when your investment portfolio will sustain your lifestyle without active income.

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